Financial Health is the foundation for building successful long-term business relationships, says Rapid Ratings CEO James H. Gellert. Financial health is also a leading indicator of risks across all areas of the enterprise. Early warnings of financial health deterioration or stress is an excellent way to head these problems off at the pass, he says. The most important factor for evaluating financial health is the data that goes into the assessment is the companys financial statements. A company’s payment history doesnt provide enough forward-looking insight to provide enough insight to assess security risk.”]