Credentials-based attacks accounted for 81% of data breaches last year, up from 63% the previous year, according to the latest Verizon Data Breach Investigations Report. Gartner analyst Ant Allan suggests an approach that includes risk-based authentication to balance security concerns against the user experience. The answer isnt to stop using passwords; its to go beyond them, focusing less on crafting the perfect password policy and more on adopting robust authentication and other controls. Technical controls have an important role to play in reducing risks that passwords alone can’t address.”]