The Bad Guys are getting more sophisticated, applying more pressure and getting smarter. With the economy being where it is, people are growing more desperate and as such are more likely to experiment or explore these “too good to be true” scenarios. If you want to find out just how scary it is out there in the great digital void, have a school-age child use your PC. They’re embedded links within pages he chooses to visit that expose him and the family computer to all forms of malware, spyware, viruses, tracking cookies (and lions and tigers and bears)”]
Source: https://www.cuinfosecurity.com/blogs/phishing-season-has-been-extended-beware-p-113