In the past I used a formula for creating passwords for each type of website that adhered to a pattern that could easily be deciphered if you knew the key. This was before browsers like Safari made it easy, consistent, sync-able and practical to generate a random and impossible-to-guess password with a click. Now all of my passwords are randomly generated by either a browser or password management app. They are impossible to guess and whenever it’s available I use two-factor authentication (2FA)”]