OCC Sees Benefits of Connecting Regulation and Risk Management. Dugan said regulators can highlight concerns that are important to risk managers, but which others in the bank might prefer to ignore for competitive reasons. OCC: Rules that build from what bank risk managers already do allow the regulatory agencies to accomplish policy objectives without adding significantly to compliance burden. A joint release seeking comment from federal agencies was issued on a proposed Statement on Subprime Mortgage Lending on Friday. A single bank applying these underwriting standards on its own would be less risky, but could well be priced out of the market.”]
Source: https://www.bankinfosecurity.com/occ-sees-benefits-connecting-regulation-risk-management-a-197