Most identity thieves still obtain information they use to commit fraud through traditional, low-tech methods. The Javelin study was funded by CheckFree, a financial e-commerce service provider. Of respondents who had been the victim of identity fraud, 35 percent said they knew how their data was taken. Of those respondents, only 12 percent said online channels, including phishing, hacking and spyware, were used by the perpetrators, and 7 percent traced the fraud back to a data breach.”]

