Verizon: 63 percent of confirmed data breaches involved leveraging weak, default or stolen passwords. We should enforce appropriate policies that can control access beyond easily stolen usernames and passwords. It is more important than ever to authenticate beyond username and password to prevent a data breach, author says. Bill Gates predicted the death of the password in 2004, but now, 12 years later, it seems like we are clicking on forgot password more than ever. Enforcing risk-based access policies can step up authentication in high-risk situations, he says.”]