Companies are purchasing cyber-insurance to protect themselves from the financial liability associated with data loss and business disruption. The still-maturing market for cyber insurance remains fraught with loopholes and inconsistencies, experts and CIOs say. The industry lacks the requisite talent to inspect a company’s IT systems and processes to accurately provide price quotes, experts say. Some questionnaires are so spartan as to court risk that some insurers have little awareness of cybersecurity risks, CIO Shawn Wiora says.”]