First Northern Bank of Dixon, California, recently went through its FFIEC Authentication Guidance exam. Bank is investing in a behavioral analytics system that detects transactional anomalies. Bank plans to implement out-of-band authentication; stronger challenge questions; and enhanced customer education. FNB received a satisfactory report from the Federal Deposit Insurance Corp., its regulatory agency, based on the review. Bank: Know that examiners are primarily interested in how banks are using technology and policies that improve fraud-detection and security.”]
Source: https://www.bankinfosecurity.com/lessons-from-ffiec-authentication-exam-a-5065