Jeff Spivey is optimistic about the business world’s rapid adoption of more and more sophisticated organizational models for enterprise risk management. In 2007, reports show that 12% or so of companies have ERM fully implemented. In 2009, some reports estimate that will rise to 20% of companies with ERM in place. CFOs and other corporate leaders now understand that their credit ratings are based on how well they handle risk and how mature their ERM process are. So I think that will be a driver moving ERM forward.”]