Card issuers continue to find themselves victims of ongoing attacks perpetrated by fraudsters. Fraudsters often exploit cards from multiple issuers, which is why they are transitioning to a model that uses real-time device information from multiple card issuers. This model will enable more accurate fraud detection with fewer instances of false positives, while keeping the raw transactional information confidential. Use this whitepaper to learn about:Analysis of app-based purchases on mobile and other consumer devices.Intelligent, risk-based decisioning that encourages frictionless consumer authentication.”]