Cybercriminals enjoy preying on the massive number of financial transactions during the holidays. The average cost of a data breach per lost or stolen record in the retail industry increased dramatically from $105 last year to $165 in 2015. If a retail site is hacked or disabled, average losses may amount to as much as $500,000 per hour, or $8,000 a minute. Most companies fail to maintain compliance with the Payment Card Industry Data Security Standard (PCI DSS), which requires organizations to ensure certain data protection standards are enforced at all times to keep cardholder data safe.”]