Insurance fraud is one of the areas likely to be high on the target list in the COVID-19 landscape. The insurance community is bracing itself for a rise in the direct cost of claims. People have a history of taking any opportunity to exploit financial institutions for ill-gotten gain in times of economic hardship. Insurance fraud (which is an offence punishable by law) is a punishable offence. Customers should make sure they know and understand their policy language, and work with their insurance company if they suffer a loss.”]