Microsoft ended support for Windows XP this April, prompting people to finally get off the antiquated operating system. EMV adoption of payment card technology speeds up, but people are looking beyond EMV towards the next layer to improve payment card security. The end of the XP market share finally sank below 20 percent; and by web-usage, it now represents just over 11 percent. There is a long way to go in security, its important to acknowledge that we can all point to the important factor of security.”]