Moody’s lowered Equifax’s outlook from stable to negative on Wednesday. The credit monitoring company continues to suffer from the massive 2017 breach of consumer data. The decision is significant because investors increasingly look to ratings firms and insurance companies to adequately predict the longer-term fallout of some of the biggest breaches, a difficult task given the relative lack of historical data on these incidents. Moody’s said it’s working on building cyber risk into its credit ratings, which would put corporations on the hook for their cybersecurity practices.”]