The market for cyber insurance in 2015 was $2.5 billion. For 2020 its estimated anywhere between $5 billion and $10 billion. More is being bought by larger companies, but 60% of the attacks that result in harm are directed at small companies. Insurance companies lack underwriters with IT knowledge, a good model for assessing risk, a common vocabulary to discuss policies clearly, an expert says. The market is expected to boom over the next five years, he says.”]