The retail industry is generally considered to be an indicator of economic trends, so it should come as no surprise that many similar issues are arising in this industry. The responsibility of safeguarding the customer’s financial information is still the responsibility of the closing store or the ailing financial institution. Insider threats historically have risen to its highest level during times of economic economic times, expert says. The New York Times recently had a headline, As Economy Dips, Arrests for Shoplifting Soar, arrests for cyber-theft also rise.”]