Risk-based identity assurance is transforming multi-factor authentication from a simple yes/no decision or step-up process by adding intelligence to the decision of which access is granted in which situations. Identity assurance helps to quantify two very important issues: How sure am I that this user is who he or she claims to be? And how sure do I need to be based on the information being accessed? As a result, companies are left with a multitude of applications with different, disjointed authentication requirements.”]
Source: https://www.csoonline.com/article/3207627/article.html