The Equifax hack may have affected more than 55 percent of Americans over the age of 18. The Yahoo hack put all 3 billion of its users at risk. People are too lazy to create unique passwords for each of their accounts, people reuse them. Sharing passwords multiplies the problems of weak and reused passwords, experts say. Clicking on hyperlinks in emails can be tragic consequences of clicking on a fraudulent link, they say. A ransomware attack occurs every 45 seconds in the world, according to the Reader’s Digest.”]