Security experts, along with an industry official, say online banking is reasonably safe. 51% of U.S. adults (61% of Internet users) bank from a desktop or laptop, while 35% of mobile phone users did so. A security official at one of the nation’s largest banks, who declined to be identified, said banking from desktops and laptops is riskier than mobile. Some risks come from problems outside the control of banks, including the carelessness or cluelessness of users themselves.”]
Source: https://www.csoonline.com/article/2134289/why-smart-users-are-the-key-to-secure-online-banking.html