Regulators are scrambling to identify problems, plug any holes, and define their roles as defenders of the public good. Regulators will likely be stepping forward with stronger controls designed to measure and manage the risks carried by institutions, says Aite Group. The only real question is how far the pendulum will swing toward consumers, the group says, but sweeping changes that favor consumers seem likely. For once, consumers, regulators and institutions all seem to agree that there is shared blame for the current problems.”]