At a time when banking industry is in flux, institutions are failing and merging, and employee layoffs are widespread – it is imperative that banking institutions improve their enterprise Identity Access and Management (IAM) practices. This article requires a full-access membership (free)Please login or register to continue reading the entire article. You can also access the content of this article by emailing a member of our community at a rate ofprecisionand following our live webcast below: http://www.cnn.org/.”]