The Apple Card is a credit card with Goldman Sachs. If you use Apple Pay, you get two percent back on all your purchases and three percent on Apple purchases. Apple claims the card is a privacy beast, with a special security chip that requires authorization by either Face ID or Touch. It also says Goldman Sachs will never share your data to third parties for marketing or advertising. But it does raise at least some questions about data about where you spend and how much you spend. The card offers rates ranging from 13.24 percent to 24 percent.”]
Source: https://gizmodo.com/the-apple-card-is-great-at-privacy-but-mediocre-overall-1833582689