Kenneth Gilbert Gibson intended to use the accounts to commit a $3.5 million fraud operation. Gibson created a scheme to steal the identities of multiple victims from a Reno database and use them to open unauthorized accounts, credit accounts, bank accounts, and prepaid cards. Gibson also filed a fraudulent federal income tax return, which did not include the taxable income generated from this scheme, which totaled about $1,049,070. Gibson pleaded guilty to one count of wire fraud, one count.”]