The banking industry and regulators are already in “bailout mode,” author says. Banking is now about gaining access to and utilizing your finances whenever, wherever you want – with confidence that said access would be as secure as if dealing with a real person face-to-face. Technology available and being utilized by financial institutions is becoming more and more varied and novel. The gap between financial institutions that are not technology-centric at all, compared to the most tech-centric institutions, is enormous.”]