President Obama proposed legislation requiring companies hit by a data breach to inform affected customers within 30 days of discovering exposure of the data. Obama’s proposed Personal Data Notification and Protection Act aims to unify the differing and often confusing mix of notification laws across 48 states. Policy watchers say the chances of Congress ultimately passing a mandatory disclosure law appear slim, even with the Sony breach and other high-profile incidents in the past year as prime ammunition for action. The White House also announced that JPMorgan Chase and Bank of America had teamed up with Fair Isaac Corp. to make credit scores free to their consumer card customers.”]