New rules will prevent lobbying by companies that receive taxpayer money. New rules were promised by the new President and demanded by the Congress after many of the banks kept the bailout money to build up their capital reserves rather than lending it to businesses or consumers. Home prices in 20 U.S. cities slip more than 18 percent in November compared to a year ago. Retail industry sales, aside from auto sales, gas stations and restaurants, are predicted to decline 0.5 percent in 2009. National Retail Federation predicts sales to drop 1.1 percent in first half of the year.”]
Source: https://www.bankinfosecurity.com/new-rules-on-bank-bailouts-announced-a-1179