Security awareness is often viewed as the lynchpin that, if done appropriately, can obviate myriad security and privacy concerns. In the online world, clever fraudsters always beat oblivious end-users. Western Union and MoneyGram are two of the best known MTOs used as vehicles for these frauds. The knee-jerk anti-fraud solution sounds simple: Shut them down. But even the draconian approach of shutting down these two large MTO would ultimately do little in the long-term to significantly stop the fraudsters.”]
Source: https://www.csoonline.com/article/2131969/money-transfers–creative-scammers–and-fraud.html