Online fraud attempts went up 31 percent this past holiday season compared to last year. In fact, 1 out of every 97 transactions was a fraudulent attempt. The holidays are a stressful period for online retailers, who get a higher ratio of fraudsters. Fraudsters will try to take advantage of employees who are trying to handle a higher volume of transactions. Temporary employees hired to review transactions for fraud get access to a great deal of sensitive information. When companies switch from manual to automated fraud reviews, charge backs go down by 70 percent.”]