ISMG Announces the 2014 Faces of Fraud Survey: The Impact of Retail Breaches. The survey looks not only at the latest fraud trends, but also how banking institutions are impacted by and responding to the growing trend of retail POS breaches. The 2014 study will benchmark the most common fraud schemes, including payment cards, checks and phishing; the ongoing impact of account takeover resulting from ACH/wire fraud; the detection and prevention of insider crimes; and whether institutions see significant fraud reductions resulting from new investments in employee and customer education.”]