59% of home carriers say theyre making strong progress adding smart home technology to their coverage. 77% of those carriers are expanding their IoT initiatives. Insurance companies already adjust their premiums if certain IoT devices are used to provide personal health and home security data, from FitBit bands to smart toothbrushes to Nest thermostats. Some customers may qualify for a smart home insurance program without the need to install new smart devices, as they may have already adopted home digitization products.”]
Source: https://www.bitdefender.com/blog/hotforsecurity/insurance-industry-jumps-iot-bandwagon/