With a Nov. 1 deadline to be compliant with ID Theft Red Flag rules, how can it not be top-of-mind? Is it Red Flags, which requires you to document your identity theft prevention program and provide new levels of training to employees and customers alike? Or is it Vendor Management, which all of the major regulatory agencies have rallied behind as a focus for risk management and incident response activities this year? Share your thoughts with us on what your biggest regulatory challenge of the year is this year.”]