EU’s new PSD2 directive (2015/2366/EU), a revision of the PSD, is about to take effect. The new technical standard that regulates strong customer authentication (SCA) will have tangible effects on how we execute electronic payment transactions, both through e-banking sites and online stores. The regulation applies to electronic payments in which both parties are within the European Economic Area (EEA), which is made up of the 28 EU states, plus Iceland, Liechtenstein and Norway.”]