Bank fraud is a lucrative business. In the U.K. alone, over 100 million pounds were lost to transfer scams in the first six months of 2017. 90 percent of money mule transactions are linked to cybercrime, according to Europol. Mule account detection is becoming more important and complex for banks as they open new account registration processes to other channels. IBMs X-Force Exchange found evidence that fraudsters are also using malware to recruit money mules by targeting job recruitment and advertisement sites.”]