Visa and Heartland Payment Systems announce a settlement agreement. Settlement will allow Visa-branded credit and debit cards to recover some of the money they lost a year ago. The payment processor was breached for approximately 130 million records. Visa/Heartland settlement agreement is contingent on acceptance by financial institutions representing 80 percent of the eligible issuers’ U.S. accounts that Visa considered to have been placed at risk of compromise during the Heartland intrusion. Eligible issuers have until Jan. 29, 5 p.m. PT, to opt into the program before the offer expires.”]