Insurance fraud is one of the areas likely to be high on the target list in the COVID-19 landscape. The insurance community is bracing itself for a rise in the direct cost of claims. People have a history of taking any opportunity to exploit financial institutions for ill-gotten gain in times of economic hardship. Insurance fraud (which is an offence punishable by law) is a criminal offence punishable under the law. We might not see a peak in fraudulent activity immediately, but the sector should prepare for an increase in claims and policy applications.”]