The FBI reports it has seen a rise of malware over the past few months targeting small and medium businesses and municipal government entities and school districts. Once a malicious attachment or link is opened, keylogging tactics obtain bank account info where criminals then initiate wire transfers or Automated Clearinghouse Transfers (ACH) The report cites that in some cases individuals have been recruited to unknowingly help criminals with work at home jobs that tell them they will be working on sending fraudulent funds transfers by Western Union or Moneygram.
Source: https://threatpost.com/fbi-reports-malware-rise-electronic-funds-fraud-110409/73035/