U.S. has already experienced fraud exploits on a number of P2P payments networks, including Venmo and Zelle. Fraudsters have been attacking Zelle users, abusing their lack of understanding of how Zelle was designed to solicit payments. Security experts are advising that strong authentication, customer education and scalable fraud solutions will all prove essential. Zelle Fraud: Stolen card data being loaded into Zelle app and account takeover/synthetic identity fraud with its participating financial institutions.”]
Source: https://www.cuinfosecurity.com/faster-payments-effective-fraud-mitigation-strategies-a-10987