Deborah Matz is the first NCUA Chairman to have the privilege of serving a second term on the NCUA Board. Matz: 2010’s credit union failures may exceed 2009’s; 55 credit unions have been found in violation of the ID Theft Red Flags Rule; 50 new examiners are on the job in 2009, and another 57 will be added in 2010. Retail credit unions are facing challenges independent of the corporates’ investments in mortgage-backed securities. Credit unions need to be more vigilant across the entire spectrum, Matz says.”]