This is the second installment in a two-part series about e-commerce fraud during the holiday shopping season. The holiday season means major booms for retail sales. E-commerce merchants have to deal with the Santa Claus problem of figuring out whether a given online transaction is naughty or nice (e.g., fraudulent or legitimate) quickly and effectively. The research from Aberdeen found that while merchants are generally doing a good job at minimizing the impact of the naughty. But they are missing out on too much of the nice.”]