An emerging man-in-the-middle scheme is targeting businesses through their vendors and third-party providers. Fraudsters convince businesses that their vendors bank account information has changed, thereby funneling legitimate payments into illegitimate accounts. The first phase of this fraud scheme (planning) is likely conducted via breaches into small businesses, contractors, and/or ERP systems. The money of course is removed from the fraudulent account immediately, so there is little chance of recovery by either you or your client.”]