Ransomware has been behind a banner year in illicit profits, no matter the ongoing COVID-19 pandemic. Today, more than 75 different insurers offer cyber policies or policies that include some type of cyber coverage. As more victims who carry cyber insurance are being pressured to pay out more, insurers have been seeing their profit margins take a hit. As a result, some insurers are reportedly looking to exclude more costly types of cybercrime, including ransomware, unless customers pay a premium for these types of coverage.”]