The FDIC wants to track how institutions have used money from TARP’s $250 billion Capital Purchase Program and the FDIC guarantee of unsecured debt and zero-interest deposits. Some institutions might be the biggest banks in the country (and not under FDIC aegis), but they’re still going to be held accountable. By not willingly showing what you’re doing with the money (it’s taxpayer money) it just makes customers more suspicious and wary of doing business with your institution.”]
Source: https://www.bankinfosecurity.com/blogs/fdic-makes-first-move-tarp-fund-monitoring-p-126