Contactless is surging everywhere, even in the US. It is only in part driven by the Pandemic and policy changes that increase the size of transactions that can be contactless. Online merchants should use check-out proxies like PayPal, Apple Pay, and Click-2-Pay. These transfer the fraud risk to the proxy operator and provide the merchant with an authenticated name and address. If doing business with on-line merchants that do not provide check-outs, use one-time or one-merchant tokens provided by Privacy.com.”]
Source: https://www.healthcareinfosecurity.com/as-e-commerce-surges-during-pandemic-fraud-spikes-too-a-14257