The biggest shift in 2012 was the emergence of state-sponsored malware and targeted attacks as major factors. The idea of governments developing and deploying highly sophisticated malware is far from new. The kind of targeted attacks in which cyberweapons such as Flame and Shamoon are used are relatively rare and almost exclusively hit major corporate or government networks. But that doesn’t mean that they don t have consequences for consumers, as well. Attackers routinely go after banks, ISPs and other companies and those attacks can have major repercussions for consumers.
Source: https://threatpost.com/2012-what-have-we-learned-010213/77356/