A strong majority of shoppers (68 percent) would hold their bank at least partly responsible for fraudulent activity, regardless of how the compromise occurred. Nearly two out of 10 consumers (19 percent) say they’d leave the bank and close their account following a data breach, and another 26 percent that would only keep their accounts if their financial institution took specific actions to improve security. Only seven percent of respondents plan on using two-factor authentication when shopping online, even though 14 percent say they get frustrated when purchases that aren’t suspicious get flagged too often.”]