Gigi Hyland of National Credit Union Administration on Information Security and Privacy at Credit Unions. Hyland, a NCUA board member since 2005, shared her view of annual review of risk assessments at credit unions as well as her ideas on access controls and need for encryption. Hyland expresses NCUAs view on external threats and how to best fight them, including phishing and other online scams. She also speaks to the importance of credit union board members overseeing their credit union’s information security program.”]