Ken Baylor of NSS Labs discusses the top account takeover threats to banking institutions in 2013. He sees three specific trends institutions should watch: Mobile malware, botnets and criminal partnerships. Botnets and advanced persistent threat tactics to penetrate bank networks and find holes in the fraud defenses. Baylor: “Every single control [the guidance] mentions can be beaten” He says Zeus is by far the best platform for stealing money from banks, and it compromises multi-factor authentication very easily. It’s caused hundreds of millions of dollars in bank losses worldwide””]
Source: https://www.cuinfosecurity.com/2013-account-takeover-outlook-a-5408