55% of European citizens are concerned about their online data being accessed by cyber criminals and fraudsters. 8% of EU citizens have experienced some form of online fraud or misuse of their online bank account or credit card details in the past 5 years. Most notably, citizens with long-term health problems (14%) and low-income households (11%) show a higher percentage of malicious activity. More than 80% of online banking and credit card fraud was reported by victims to financial authorities or police.”]