Retail is the industry most focused on implementing mobile payments. Large tech companies like Apple and Google are not the only ones to launch their own mobile wallets. Visa is now also stepping up its game announcing its plan to replace cash and a full shift to cards and digital payment. The company will focus on consumer-oriented IoT devices and aims to use IoT innovation to unite digital with physical to create surface areas for alternative ways to make payments. The adoption of biometrics for card security will reduce fraud and identity theft.”]